Licensed by the Registry of Moneylenders, Ministry of Law · Licence No. 79/2026 Call us: 6737 5737
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Personal Loan

Cash for life’s needs, with a repayment plan matched to your income.

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Overview

A personal loan built around you

A personal loan from Advance Cash gives you cash for personal needs — medical bills, education, home repairs, or an unexpected emergency. Repayment is flexible and structured around what you can comfortably afford, and every term is explained clearly before you sign.

We serve Singapore Citizens, Permanent Residents and eligible foreigners across income levels, within the limits set by the Ministry of Law.

Who can apply

  • Singapore Citizens, PRs or foreigners with a valid pass
  • At least 21 years old
  • Not an undischarged bankrupt
  • A stable, permanent job (or proof of self-employment)
  • Residing in Singapore
Key Features

What you get

Transparent rates

Interest and fees explained upfront — no hidden charges.

Fast response

A loan officer contacts you within 1 hour on working days.

Flexible repayment

Monthly plans matched to your income.

What to Bring

Documents

Singapore Citizens / PRs: NRIC; proof of income (CPF statement, payslip, bank statement or employment contract).

Foreigners: valid work pass and passport; proof of employment and residence.

You’ll bring these to your office appointment — you don’t need to upload identity documents on this website.

Tip: with Singpass you can download your CPF Contribution Statement from my cpf (cpf.gov.sg) and your Notice of Assessment from myTax Portal (iras.gov.sg) before your appointment.

How It Works

Four simple steps

  • Apply online or make an enquiry
  • A loan officer contacts you within 1 hour on working days
  • Visit our Orchard office with your documents
  • Sign and receive your loan — usually within 30 minutes
Start your application

Ready to apply for your Personal Loan?

Speak with a loan officer for honest, no-obligation advice, or apply online now.

Apply NowCall 6737 5737