Yes. Advance Cash Credit Pte. Ltd. is a licensed moneylender registered with the Registry of Moneylenders, Ministry of Law, Singapore (Licence No. 79/2026).
Unsecured-loan caps apply across all licensed moneylenders combined. Singapore Citizens / PRs: income below $20,000/year → up to $3,000; $20,000/year or more → up to 6× monthly income. Foreigners: below $10,000/year → up to $500; $10,000–$20,000 → up to $3,000; $20,000 or more → up to 6× monthly income. Please borrow responsibly.
Interest is up to 4% per month on the reducing balance. A one-time approval fee of up to 10% of the principal may apply, and a late fee of up to $60 per month if a payment is late. By law, the total of interest and fees on a loan cannot exceed the loan principal.
Complete the online application or enquiry form, or call us at 6737 5737. A loan officer will contact you within 1 hour on working days, and you’ll complete the loan in person at our office.
Our loan officers aim to contact you within 1 hour on working days. After you visit the office and complete the paperwork, disbursement typically takes about 30 minutes.
Possibly — it depends on your income and total borrowing across all licensed moneylenders, which we check before lending. Speak with our officers and we’ll assess your situation responsibly.
Yes. Early repayment is welcome and there are no additional costs — just let our loan officers know.
You can repay by cash at our office, ATM deposit, or internet bank transfer.
Your personal data is treated as strictly confidential and used only for your loan application — never shared with third parties for marketing.
Still have a question? Contact us or call 6737 5737.
