Licensed by the Registry of Moneylenders, Ministry of Law · Licence No. 79/2026 Call us: 6737 5737
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Terms of Use

The terms that apply to your use of this website.

Last updated: 4 July 2026

This website is operated by Advance Cash Credit Pte. Ltd. (“Advance Cash”, “we”, “us”), a licensed moneylender registered with the Registry of Moneylenders, Ministry of Law, Singapore (Licence No. 79/2026), of 304 Orchard Road, #04-13 Lucky Plaza, Singapore 238863. By using this website you agree to these Terms of Use. If you do not agree, please do not use the website.

1. Information only — no offer of credit

Everything on this website is general information about our business and loan products. Nothing on this website constitutes an offer of credit, a loan approval, or financial advice. All loans are subject to assessment, and under the Moneylenders Act 2008 a loan is granted only in person at our approved place of business after the required verifications and explanations. No loan can be concluded through this website, by phone, SMS or email.

2. Repayment estimator

The repayment estimator on this website is an illustration only. It uses the figures you enter, excludes fees that may apply, and is not a quote, an offer, or an indication of the terms you may be offered. Actual terms depend on our assessment and are set out in the loan contract explained to you and signed at our office.

3. Submitting forms

When you submit an application or enquiry through this website you confirm the information you provide is true, accurate and your own. Submitting a form does not create a loan agreement or any obligation on you or on us. Please do not enter your NRIC/FIN or upload identity documents on this website. Personal data you submit is handled in accordance with our Privacy Policy.

4. Accuracy of information

We take reasonable care to keep the information on this website accurate and current, including the statutory caps on interest and fees that apply to licensed moneylenders. However, laws and our products may change, and we do not warrant that the website is free of errors or omissions. The terms of any loan are those in the signed loan contract, not those described on this website.

5. Acceptable use

You must not misuse this website — including submitting false or automated applications, attempting to gain unauthorised access, interfering with its operation, or using content from it for unlawful purposes.

6. Intellectual property

The content of this website — text, graphics, logos and layout — belongs to Advance Cash or its licensors. You may view and print pages for personal, non-commercial use; any other reproduction requires our written consent.

7. Third-party services and links

This website uses third-party services (such as Google Fonts, Google Maps and our form-delivery provider) and may link to external websites. Those services and sites have their own terms and privacy policies, and we are not responsible for them.

8. Limitation of liability

To the maximum extent permitted by law, we are not liable for any loss arising from your use of, or inability to use, this website or from reliance on its general information. Nothing in these terms limits any liability that cannot be excluded under Singapore law, or affects your rights under the Moneylenders Act 2008 in respect of any loan contract you enter into with us.

9. Governing law

These Terms of Use are governed by the laws of Singapore, and any dispute is subject to the jurisdiction of the Singapore courts. If any part of these Terms is found to be invalid or unenforceable, the remaining provisions continue in full force.

10. Changes

We may update these Terms of Use from time to time. The version published on this page, with its “last updated” date, is the version in force.

11. Contact

Questions about these terms: call 6737 5737 or write to Advance Cash Credit Pte. Ltd., 304 Orchard Road, #04-13 Lucky Plaza, Singapore 238863.