Personal, foreigner and business loans from a licensed Singapore moneylender — transparent rates, no hidden fees, and honest advice with no pressure.
Unsecured loans for individuals and businesses, within the limits set by the Ministry of Law.
Cash for personal needs — bills, medical, education or emergencies — with a repayment plan matched to your income.
Learn more →For foreigners working in Singapore on a valid work pass — Work Permit, S Pass, Employment Pass or Long-Term Pass.
Learn more →Short-term working capital to cover operational needs or help grow your Singapore-registered business.
Learn more →Registered with the Registry of Moneylenders, Ministry of Law. Licence No. 79/2026.
Know your instalment, interest and fees before you sign — no hidden charges.
Our loan officers aim to contact you within 1 hour on working days.
You’re never obliged to take a loan. We give honest advice and let you decide.
Personal information is kept confidential and used only for your application.
Complete your loan in person at our office in Lucky Plaza, Orchard Road.
See a rough monthly figure before you apply. This is an illustration only — not a quote or an offer. Final terms depend on assessment and are confirmed in person.
Licensed moneylenders may charge up to 4% interest per month on the reducing balance, and a one-time approval fee of up to 10%. Total charges cannot exceed the amount you borrow.
Reducing-balance illustration. Excludes the optional approval fee. Not an offer of credit.
Submit the online application or an enquiry — it takes a couple of minutes.
A loan officer contacts you within 1 hour on working days.
Bring your documents. We explain every term in person.
Once approved and signed, disbursed — usually within 30 minutes.
By law, a loan is granted in person at our office after proper checks — it cannot be finalised over the phone, SMS or email.
Apply online in minutes, or speak with a loan officer for honest, no-obligation advice.
